6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Hero Image
Property logo
6754
W Bluff Drive
Penn Yan | New York

Welcome

Home Sweet Home

View Photos Watch Film 360° VTour Open House
View More
Menu
Mark Malcolm
Mark Malcolm
Presented At
$1,400,000
Bedrooms
3
Bathrooms
1
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 1
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 2
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 3
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 4
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 5
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 6
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 7
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 8
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 9
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 10
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. - Photo 11
Thumbnail 1
Thumbnail 2
Thumbnail 3
Thumbnail 4
Thumbnail 5
Thumbnail 6
Thumbnail 7
Thumbnail 8
Thumbnail 9
Thumbnail 10
Thumbnail 11
6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States. , Penn Yan , New York 14478

3 Bedrooms Single Family Detached


Keuka Lake-building lot. While there are structures on the property, they are all unsafe and not salvageable. DO NOT GO TO THE PROPERTY WITHOUT AN APPOINTMENT. These buildings are dilapidated and dangerous. Public record suggests 280’ of lake frontage, which includes north/south and east/west measurements versus straight line measurements. Septic has not been used in over a decade and leach is a seepage pit, therefore will undoubtedly require replacement for new build. Listing agent must be present for all appointments.

Property

Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
Property photo 6
Property photo 7
Property photo 8
Property photo 9
Property photo 10
Property photo 11

3D Street View Tour

Map showing 6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States.

Property Location

6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States., Penn Yan New York

Local Weather & Climate

Penn Yan, New York

Current Conditions Updated recently
32 °F
Overcast clouds
Feels Like 22°F
Humidity 74%
Wind 14 mph
Visibility 6.2 mi
Sunrise 11:06 AM
Sunset 11:23 PM
5-Day Forecast
Tue 24 Mar
Clouds
High 44°
Low 25°
Wed 25 Mar
Clouds
High 49°
Low 29°
Thu 26 Mar
Clouds
High 56°
Low 38°
Fri 27 Mar
Rain
High 56°
Low 31°
Sat 28 Mar
Clouds
High 32°
Low 20°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Penn Yan?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

Market Opinion

Ultra Luxury 117.9× median

Our perspective on current market conditions in Penn Yan. For informational purposes only — always consult a licensed real estate professional before making decisions.

Consider Waiting
Market favors sellers. Patience may pay off.
33
Buyer Score
Prices are up 126.2% year-over-year
Homes are taking 49 days to sell - more time to negotiate
Expect to pay 6.2% above asking price

Local Market Price Trends

Median home sale prices in Penn Yan, New York — ZIP code 14478 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $140,000,000
Area median: $1,187,500
+126.2% year-over-year (well above the 3.5% historical avg)

Market Competition

49 days
Days on Market
Above typical
106.2%
Sale-to-List Ratio
Above asking

Future Value & Wealth Building

Starting investment: $1,400,000 20% down ($280,000)

9.5 years
Double Your Investment
Based on current market trends, your property value could double
$1,937,656
10-Year Equity
Your potential equity after 10 years of payments and appreciation
+$798,754
Appreciation Beats Rent
Potential gain vs 10 years of renting a similar home
$7,451
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$12,427,341
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
6.9x
Leverage Power
Your $280,000 down payment could grow to $1,937,656 in equity (10 yrs)
Investment Perspective
$ $ $ $
$1 → $2.07
Every dollar invested today could become $2.07 in 10 years
$100 → 207 $1,000 → $2,071
+$290
$290/day
Your home may appreciate while you sleep
$2,033/week $8,808/mo $105,693/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$635K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 145% advantage over stocks
RENT 💸 -$770K
vs
OWN 📈 +$1.9M
$1.9M Potential Equity
vs $770K lost to rent over 10 years
$280K Down Payment Growth
6.9x
10yr
$1.9M
19.1x
20yr
$5.4M
44.4x
30yr
$12.4M
Wealth Comparison
×30
Equivalent to 30 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $12.4M
Time to Double Your Investment (accounting for market cycles)
16.9
years
Conservative
4.2% effective/yr
9.5
years
Market-Based Above Avg
7.55% effective/yr
8.5
years
Optimistic
8.54% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $2.1M +51%
Market $2.9M +107%
Optimistic $3.2M +127%
$1.9M est. equity
20 Years
Conservative $3.2M +128%
Market $6.0M +329%
Optimistic $7.2M +415%
$5.4M est. equity
30 Years
Conservative $4.8M +243%
Market $12.4M +788%
Optimistic $16.4M +1,069%
$12.4M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Above Historical
Current 8.5% appreciation exceeds the national historical average (4.3%). Market-based projections reflect current conditions that may moderate over time.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 7.5%. Market scenario reflects current 8.5% YoY trend from Redfin (Dec 2025). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Dec 2025

Neighborhood Demographics

ZIP 14478 • 2022 ACS Data

1,369 Population
Median Age: 20.0
$104,219 Median Income
High
$278,100 Median Home Value
Rent: $964
54.0% College Graduates
High

Housing

Homeowners 30.6%
Renters 10.4%
Vacancy Rate 59.0%

Employment

6.7% Unemployment
12.5% Work From Home

Education Attainment (Age 25+)

High School+ 95.0%
Bachelor's+ 54.0%
Graduate+ 15.5%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 6754 W Bluff Drive, Keuka Park, NY 14478, Penn Yan, New York, United States features 3 bedrooms.
This property is listed at $140,000,000.
In Penn Yan, home prices have increased 126.2% over the past year, homes typically sell within 49 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Penn Yan shows an active market. The market opportunity score is 33 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Penn Yan, New York. The property is situated in an established neighborhood with convenient access to local amenities and services.
Mark Malcolm

Mark Malcolm

CENTURY 21 Steve Davoli Real Estate

View Full Profile

Schedule a Tour

Get in touch with our listing agents

SunMonTueWedThuFriSat
Powered by

More Listings

Explore more properties

Official Real Estate Games

Have fun discovering more properties while playing our real estate games — win prizes for ranking high!

Hood Guess

Guess the neighborhood from street view

Play Now

Appraisal Guess

Can you guess the listing price?

Play Now

Cash Crown

Compete for the top spot on the leaderboard

Play Now
$
$
$
$
$
$
$
WIN CREDITS
Up Your Real Estate Skills FOR FREE
Agent photo

Loading listings...